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Using this website

Terms of Use

Updated September 23, 2026

These Terms of Use cover access to SmartInvestBD and requests submitted through this website. SmartInvestBD is operated by Sixteen Reconciliation Assets LLC. By using the website, you agree to these terms and our Privacy Policy.

Website information

Website content is provided for general educational purposes. It is not individualized investment, legal, accounting, tax, or retirement advice, and it is not an offer or recommendation to buy or sell an investment. Information may not reflect your objectives, financial position, or needs. Review our Risk Disclosure and consult a qualified professional about your circumstances.

Investment risk and no guarantee

Investment values may rise or fall, and you may lose some or all of the amount invested. Precious metals may fluctuate, may not generate income, and may be difficult to sell when or at the price you want. Transaction costs and price differences may affect resale value. We do not promise a return, future price, or protection from loss. Past performance and projections do not assure future results.

Requests and account information

Provide accurate, current information and only information you are authorized to submit. A website request is an inquiry; it does not itself establish an account, execute an investment transaction, or require you to continue. Do not include passwords, full payment details, or sensitive government identification numbers in a request. We may use your contact information to respond electronically about the request you submitted.

Electronic communications

When you submit contact details or otherwise contact us through this website, you agree that we may respond electronically about your inquiry. Electronic notices and disclosures relating to that communication may be provided through the website or by email. Consent to receive SMS messages is separate and optional.

Optional text messages

Text consent is separate from these terms, optional, unchecked by default, and not a condition of any purchase, investment, or service. Selecting the SMS checkbox gives permission for the following messages:

I agree to receive automated text messages from SmartInvestBD about the request I submitted and my account — receipt confirmations, application-status updates, account notices, and customer-service replies. Consent is not a condition of any purchase, investment, or service. Msg frequency varies, up to 5 msgs/month. Msg & data rates may apply. Reply STOP to cancel, HELP for help. See our SMS Terms and Privacy Policy.

Texts are limited to the request and account topics described in the consent. No offers or advertisements are sent through this message program. Reply STOP to cancel or HELP for help. Read our SMS Terms for details.

Website content and availability

We may update website content from time to time. The site and its information are provided for general use, without a promise that access will be uninterrupted or that every item of information is complete or current. Nothing in these terms excludes a right or remedy that applicable law does not allow us to exclude.

Copyright and permitted use

SmartInvestBD website text, design, graphics, and other materials are owned by or used with permission by SmartInvestBD LLC and are protected by applicable intellectual property laws. You may view and use the site for personal, lawful purposes. You may not copy, republish, or misuse site materials in a way that violates those rights or applicable law.

Operator

SmartInvestBD is operated by Sixteen Reconciliation Assets LLC, 1209 Mountain Road PL NE, STE R, Albuquerque, NM 87110.

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Investment disclosure. SmartInvestBD provides general educational information, not individualized investment advice. We do not provide legal or tax advice or retirement-specific recommendations. No content is a recommendation to buy or sell an asset. Investments involve risk, including loss of principal. Precious metals prices can change, and resale value may be affected by market prices, premiums, costs, and liquidity. Past performance and projections do not guarantee future results. Review our Risk Disclosure and consult qualified professionals about your circumstances.

Privacy and messaging. We use information to handle your request and provide the account updates you choose. Mobile information is not used for promotional messages. SMS opt-in data and consent records are not shared with third parties. Text consent is optional and is not a condition of any purchase, investment, or service.

© 2026 SmartInvestBD. Operated by Sixteen Reconciliation Assets LLC. 1209 Mountain Road PL NE, STE R, Albuquerque, NM 87110. All rights reserved. Privacy Terms